PhilHealth Contribution Calculator (2026 Table & Rates)
Accurately compute your monthly, quarterly, and annual PhilHealth premium based on the Universal Health Care Act (RA 11223) 5.0% rate with an income floor of ₱10,000 and ceiling of ₱100,000.
Direct Contributor: Employed
Contribution shared equally (50-50) between employee and employer.
| Frequency | Total Amount |
|---|---|
| Quarterly (Every 3 months) | ₱3,750.00 |
| Annual (12 months) | ₱15,000.00 |
📖 How to Compute Your PhilHealth Contribution
Under PhilHealth Circular No. 2024-0001 and RA 11223, the premium contribution for all direct contributors is 5.0% of the Monthly Basic Salary (MBS). The calculation follows these essential rules:
Members earning ₱10,000 or below pay a fixed total premium of ₱500.00 per month (₱250 employee, ₱250 employer).
Monthly Basic Salary is multiplied by 5.0%. Formally employed members share the cost 50/50 with their employer.
Earnings above ₱100,000 are capped at a maximum ₱5,000.00 total monthly contribution (₱2,500 employee, ₱2,500 employer).
Formula for Formally Employed Members:
Employee Deduction = Total Monthly Premium ÷ 2
Employer Contribution = Total Monthly Premium ÷ 2
Frequently Asked Questions (PhilHealth 2026)
Direct, fact-checked answers to the most common PhilHealth registration, appointment, and contribution questions.
How do I register for PhilHealth online?
You can register online through the PhilHealth Electronic Registration System (eregister.philhealth.gov.ph) or via the eGov PH Super App. Fill out the digital PhilHealth Member Registration Form (PMRF), upload clear scanned copies or photos of your primary valid ID and PSA birth certificate, and submit. Once verified, your 12-digit PhilHealth Identification Number (PIN) will be emailed to you.
What are the requirements for PhilHealth registration?
The standard requirements are: (1) Two accomplished copies of the PhilHealth Member Registration Form (PMRF); (2) One primary valid government-issued ID (such as PhilSys National ID, Passport, Driver's License, or UMID) or PSA Birth Certificate; and (3) Two recent 1x1 ID pictures with white background. Married female registrants should also bring their PSA Marriage Certificate.
How do I book a PhilHealth online appointment?
Visit the official PhilHealth Online Appointment System (appointment.philhealth.gov.ph). Select your Regional Office and nearest Local Health Insurance Office (LHIO), choose your transaction type, and select an open time slot. Note: Senior citizens, pregnant women, and PWDs are eligible for direct priority walk-in lanes and do not strictly require an advance booking.
What documents are required for a PhilHealth ID card?
To obtain the regular PhilHealth ID, you need: (1) Duly accomplished PMRF form; (2) Two recent 1x1 ID pictures with your name printed on the back; and (3) Two valid government IDs or PSA Birth Certificate. The regular paper PhilHealth ID is completely free and issued on the same day at LHIO branches.
How much is the PhilHealth monthly contribution in 2026?
Under the Universal Health Care Act (Republic Act 11223), the PhilHealth contribution rate is 5.0% of the Monthly Basic Salary (MBS), with an income floor of ₱10,000 (minimum ₱500/month) and a ceiling of ₱100,000 (maximum ₱5,000/month). For formally employed workers, this is split 50/50 between employee (2.5%) and employer (2.5%). Senior citizens and indigents are 100% government subsidized.
Where can I access or download my Member Data Record (MDR)?
Log in to the PhilHealth Member Inquiry Portal (memberinquiry.philhealth.gov.ph/member/) using your 12-digit PIN and password. Go to your member profile and click "Print / Download MDR" to generate an official PDF copy showing your active status and registered dependents.
Is PhilHealth registration and paper ID card free?
Yes! Initial registration, PIN generation, and the standard laminated paper PhilHealth ID card are 100% free of charge at all official PhilHealth LHIO branches and PhilHealth Express kiosks. Be cautious of scammers charging unauthorized processing fees.
How do I update my PhilHealth information or declared dependents?
To update your records (such as civil status, correction of misspelled name, or adding new newborn dependents), fill out a PMRF form and mark the checkbox "For Amendment". Attach supporting documents (PSA Marriage Certificate for change of surname, or PSA Birth Certificate for child dependent) and submit to the nearest LHIO branch or via the Member Portal.